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SafetyScorer

Is OfferUp safe?

OfferUp

OfferUp checks IDs for users who opt in and forces Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary login, but since dropping shipping in 2025 every sale is a local, in-person deal with no buyer protection. Its privacy policy says it may sell or share data with data brokers and ad companies.

Medium confidence#24 of 40 in Shopping and marketplaces
Updated
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#24of 40 in Shopping and marketplaces

Medium confidence
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Operator
OfferUp Inc., Seattle area (US only)
How deals work
Local, in-person only since shipping was dropped in 2025; OfferUp suggests cash
Buyer protection
None; "all sales are final once payment is made"
ID check
Optional TruYou (government ID and selfie, checked by Onfido)
App Store label
Location, contact info, search history, identifiers and usage data used to track you
Age rating
4+ (US App Store); terms require 16+
Regulator fines
None found

How the score breaks down

The overall score is the weighted average of these factors. Scoring rules

  • Privacy30% of score

    30 out of 100, Poor

    Apple's label lists location, contact info, search history, identifiers and usage data as used to track you. The April 2026 privacy policy says sharing with "data marketplaces, data brokers, and advertising companies" may count as a sale, and a hashed email can go to ad partners.

  • Security30% of score

    58 out of 100, Fair

    OfferUp enrols every account in Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary, with codes by text or email when a login looks unusual, and users cannot opt out. TruYou checks a government ID against a selfie through Onfido. We found no public bug bounty and no reported breach.

  • Transparency and control15% of score

    50 out of 100, Weak

    You can delete an account from the app, or on the website without logging in. The Do Not Sell switch is offered only to residents of states with privacy laws, and the opt-out from Google personalised ads is off by default.

  • Scams and harmful content15% of score

    35 out of 100, Poor

    OfferUp's help centre says it only supports local, in-person deals, all sales are final and cash is the safest way to pay, so there is no buyer protection. Its scam guide lists fake payment links, code requests, deposits and impersonation. The 4+ rating is below the terms' minimum age of 16.

  • Regulatory record10% of score

    87 out of 100, Excellent

    We found no fine, order or settlement with the FTC or a state attorney general naming OfferUp. No regulator has examined the app in depth, so we keep it below 90.

Is OfferUp safe?

Safer than an anonymous classifieds board, less safe than a marketplace that holds your money. OfferUp has real checks on people: every account has Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary login by default, and users can earn a TruYou badge by matching a government ID to a selfie. But since it dropped shipping in 2025, every sale is a local meetup where money changes hands in person, and OfferUp's own help centre says all sales are final. Add an app that tracks five kinds of data and a privacy policy that mentions data brokers, and we score it 48/100.

No shipping, no refunds

OfferUp used to compete with eBay and Mercari on shipped items. That has ended. In an October 2025 memo published by GeekWire, chief executive Todd Dunlap told staff the company was "deprecating our shipping offering in order to provide a more focused and specific local experience", alongside a round of layoffs. OfferUp says it handles about 30 million transactions a year.

The help centre is now blunt about what that means. "Because OfferUp only supports local, in-person transactions, all sales are final once payment is made." Sellers are not obliged to refund or exchange anything. The payment advice is to bring cash, "the safest payment option", and the terms say OfferUp "is not a party to such transactions in any way". If a phone turns out to be locked or a bike stolen, OfferUp has no money to give back.

The scams OfferUp warns about

OfferUp's scam guide reads like a list of ways to get the money or the account before the meetup:

  • Links off the platform. A buyer or seller sends a link "to get paid" or "to verify your info" that leads to a fake login or payment page.
  • Code requests. A buyer asks for a verification code "to verify your listing". OfferUp says it never does this; the code is what the scammer needs to get past Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary login on your account.
  • Deposits. A seller of a sofa or other large item offers to deliver it but wants a small deposit first, and never shows up.
  • Fake payment messages and people pretending to be OfferUp. OfferUp says it never sends payment instructions through chat.
  • Prices that are too low, such as a new iPhone for $50 with stock photos.

For the meetup itself, OfferUp works with police stations and local businesses on Community MeetUp Spots: places with 24-hour lighting and video surveillance, which the app suggests in chat.

ID checks and two-factor login

These are OfferUp's real strengths. Every account is enrolled in Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary when it is created, and users cannot switch it off. OfferUp asks for a code by text or email when a login comes from an unknown device or looks risky. That is more than Craigslist, which has no two-factor login, or Gumtree.

TruYou is free and usually optional. You give a phone number, two photos of a US driver's licence, state ID or passport, and a selfie. Onfido, a third-party identity service, checks the documents and matches the face. OfferUp can also lock an account until its owner joins TruYou if it sees signs of takeover or fraud. OfferUp says plainly that the badge "doesn't guarantee the user is who they say they are, or that they're trustworthy".

What the app collects

Apple's label for OfferUp lists location, contact info, search history, identifiers and usage data as "used to track you" across other companies' apps and websites, and links the same data to you for third-party advertising. Google Play adds that the app shares your list of installed apps for advertising and analytics.

The privacy policy, updated on 26 April 2026, goes further. It says sharing with "data marketplaces, data brokers, and advertising companies" may count as a "sale" under US state laws, and that a hashed version of your email may go to some ad partners. It also covers the government ID you send for TruYou.

Your options depend on where you live. Residents of states with privacy laws get a Do Not Sell switch. Everyone can stop OfferUp sharing an anonymous ad ID with Google, but that switch is off until you turn it on. Deleting an account is easy and works on the website even if you cannot log in.

How to buy and sell safely on OfferUp

  1. Meet at a Community MeetUp Spot or a police station's exchange zone, in daylight.
  2. Inspect and test the item before you pay. There is no refund afterwards.
  3. Never send a deposit, and never pay a seller who will not let you see the item first.
  4. Never share a code sent to your phone or email, and ignore links that leave offerup.com.
  5. Prefer sellers with a TruYou badge and a history of ratings, but do not rely on the badge alone.
  6. In the app's privacy settings, turn on the Google personalised ads opt-out, and Do Not Sell if your state offers it.

How we scored it

Privacy (30) is OfferUp's weakest factor, because it tracks five kinds of data and says it may share data with data brokers. Scams and harmful content (35) is low because every deal is in person with no buyer protection, and the 4+ age rating sits below the terms' minimum age of 16. Security (58) is its strongest factor after the regulatory record (87), thanks to compulsory Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary login and TruYou.

Questions people ask

Can I get a refund on OfferUp?

Only if the seller agrees. OfferUp's help centre says that because it only supports local, in-person deals, all sales are final once payment is made, and sellers do not have to offer a refund or exchange. Inspect and test the item before you pay.

Does OfferUp still ship items?

No. In October 2025 OfferUp's chief executive told staff the company was "deprecating our shipping offering" to focus on local deals. Its help centre now describes only in-person sales. A buyer or seller who offers to ship and asks for payment first is outside anything OfferUp covers.

What does the TruYou badge mean on OfferUp?

It means the person gave OfferUp a phone number, two photos of a US government ID and a selfie, and Onfido matched the face to the ID. OfferUp says the badge does not guarantee that the person is who they say they are or that they are trustworthy. Treat it as one signal among several, with ratings and how the chat feels.

Why does an OfferUp buyer want a verification code?

Because they are trying to log in to your account. OfferUp says it never sends codes to verify listings, and a buyer who asks for one needs it to get past Two-factor authenticationSigning in with a second proof of identity on top of your password, such as a code from an app, a security key or a passkey.More in the glossary login. Never share a code sent to your phone or email.

Can I stop OfferUp selling my data?

Only if you live in a US state with a privacy law. OfferUp offers a Do Not Sell switch in the app's advertising settings and on its website to residents of those states. Everyone can turn on the separate Google Non-Personal Identifier opt-out, which is off by default.

Sources

  1. 1.OfferUp Buy & Sell Marketplace, App Store listing and App Privacy label (opens in a new tab) · Apple App Store, 2026
  2. 2.OfferUp Privacy Policy (last updated April 26, 2026) (opens in a new tab) · OfferUp Inc., 2026
  3. 3.OfferUp Terms of Service (last updated July 21, 2026) (opens in a new tab) · OfferUp Inc., 2026
  4. 4.How buyers request a refund (opens in a new tab) · OfferUp Help Center, 2026
  5. 5.How to pay (opens in a new tab) · OfferUp Help Center, 2026
  6. 6.Common buying and selling scams (opens in a new tab) · OfferUp Help Center, 2026
  7. 7.TruYou verification program (opens in a new tab) · OfferUp Help Center, 2026
  8. 8.Protect your account with two-factor authentication (opens in a new tab) · OfferUp Help Center, 2026
  9. 9.Consumer Data Privacy Protection (opens in a new tab) · OfferUp Help Center, 2026
  10. 10.Opt out of personalized ads (opens in a new tab) · OfferUp Help Center, 2026
  11. 11.About Community MeetUp Spots (opens in a new tab) · OfferUp Help Center, 2026
  12. 12.OfferUp hit with new round of layoffs as marketplace plans to simplify its offerings (opens in a new tab) · GeekWire, 2025
  13. 13.OfferUp Google Play data safety (opens in a new tab) · Google Play, 2026
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